In this whitepaper we:

  • highlight the key design principles and challenges when implementing a national payments infrastructure
  • examine selected propositions, such as person-to-person, person-to-business and payments to and from government
  • offer recommendations on what to do, who to involve and how to move forward with implementing a national payment system.



These include the key learnings which can either make or break a project, such as interoperability between bank and non-bank operators in-country and strong branding to drive end-user adoption.

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